What is a mortgage lender? This video will tell you what a mortgage lender is and what the difference is between using a mortgage lender instead of a bank for your mortgage. When it comes to getting home financing, what are the differences between having your home loan approved by a mortgage lender and a local bank? Jennifer Micklos from Movement Mortgage joins me once again to shed some light on this question. Contrary to popular thought, local banks are actually more restrictive about their lending practices than mortgage companies. To learn more, watch my latest video.